OVERVIEW (as of 3/31/2008 )
 
Investment Objective:The fund seeks to maximize current income to the extent consistent with the preservation of capital and liquidity and to maintain a stable per share price of $1.00.

Investment Strategy:The fund is actively managed and invests in a broad range of high quality short-term money market instruments denominated exclusively in U.S. dollars. The fund seeks to maintain, but does not guarantee, a stable per share price of $1.00, while paying monthly dividends based on a daily account value. An investment in the fund is not insured or guaranteed by the FDIC or any other governmental agency. Although the fund seeks to maintain a value of $1.00 per share, it is possible to lose money.

Investment Suitability:This fund may be suitable for investors who have a short-term investment horizon, want to maintain a stable dollar value for their investment and can accept a long-term rate of return that may be lower than other fixed-income and stock investments. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.